For partners, before anything is signed

Agree the split before it becomes an argument.

You each answer the same questions on your own. Neither of you sees the other's answers until you're both done. Then you find out what you were quietly assuming about each other — while it's still easy to fix.

Free to start · No numbers until you've talked

The problem

Nobody argues at the start. That's the problem.

Most partnerships are agreed in a good mood, over a conversation where everyone is being generous. Nobody wants to be the one who slows it down by asking what happens if it goes wrong.

So the difficult questions don't get asked, and both people walk away believing the other one agreed to something. Two years later, when the money or the hours or the exit finally forces the question, they find out they never did.

The disagreement was there from the first week. It just had nothing to bring it to the surface.

What you get back

Findings, not verdicts.

Each one says what each of you said, why that tends to matter, and what to discuss. It never tells you who's right — that isn't ours to say, and a tool that picked a side would be useless to whichever partner it ruled against.

MM-ROLEWorth settling now

You both expect to lead

Ama

Expects to be the decision-maker on strategy and hiring.

Kwame

Expects to be the decision-maker on strategy and hiring.

Two people expecting the final say on the same decisions is the most common cause of partnership breakdown in the first two years. It is very fixable now and very hard to fix later.

Talk about

Which specific decisions each of you has the final say on. Not titles — decisions. Write them down.

One exception

There is exactly one finding that stops you.

Everything else can be read, discussed and passed. This one can't, because it isn't a disagreement between partners — it's a problem with the thing they're dividing.

MM-IPRISKStops here until it's resolved

Some of what's being contributed may not be yours to give

Kwame

Contributing the platform code. Said some of it was written while employed at Northbank.

Employment contracts commonly assign anything made during employment to the employer, and in some cases that applies even to work done at home on your own equipment. If it applies here, the business may be giving away a share for something it does not own. That is not a question about Kwame.

Talk about

Find the contract and read the IP clause. If it is unclear, ask for a written release. We will keep flagging this until it is settled or the code is taken out of what is being contributed.

The moment people remember

Both of you are right, and it still doesn't add up.

Question 32 · Answered separately

If you divided this business up today, what would each person get?

Ama said they'd get62%
Kwame said they'd get55%
Together117%

What the product says next

Your answers add up to 117%.

This happens almost every time, and it isn't dishonesty. You remember your own work in detail — the late nights, the calls, the things that went wrong and you fixed. You remember your partner's work as a summary.

Psychologists have measured it since 1979. Married couples asked what share of the housework they do reliably total well over 100% between them.

One more thing: we deliberately didn't show either of you a running total while you were answering. If we had, you'd have adjusted toward 100 and none of this would have shown up.

How it works

Four stages. The first two are live, and free.

For a lot of partnerships the free part is the whole value, and stopping there is a perfectly good outcome. The last two stages are still being built.

  1. 01Free

    Answer separately

    About 40 minutes each

    Both of you answer the same 41 questions alone. Neither sees the other's answers until everyone has finished.

    • Hours you're committing, what you need to be paid, how long you could go without income.
    • Money in, property, the specific relationships you're bringing, what you've already built.
    • How you'd rate everyone's contribution, including your own.
    • What happens if someone gets a job offer, goes quiet, or wants out in year two.
  2. 02Free

    See where you stand

    Immediate

    Your answers side by side. Where you already agree, and where you don't — with no numbers attached yet.

    • Every difference stated as a fact, never as a verdict.
    • Ranked by how much trouble it tends to cause, not by how large it looks.
    • Each one ends in a question to discuss, never an answer we've picked for you.
    • This part is free, and for a lot of partnerships it's the whole value.
  3. 03Not yet available

    Work out the split

    When you're ready

    Three methods for working out the split, shown side by side. Where they agree you can be confident; where they don't, you have more to talk about. This stage is still being built.

    • What each of you brings — weighted contribution, and you set the weights.
    • What each of you adds — the Shapley value, the only method here with a proof behind it.
    • What each of you has put in so far — a running ledger that moves as the work happens.
    • Where the three methods disagree by more than 15 points, it will flag that and hold you back from signing.
  4. 04Not yet available

    Check who actually decides

    Ten minutes, and it changes things

    51/49 is not what most people think it is. This stage shows what your percentages do to your voting power, which is a different question. It is still being built.

    • At 51/49 with simple majority, the 49% holder can block nothing at all.
    • At 33/33/34 all three have identical power despite unequal shares.
    • It will name anyone holding a real share with no say, because they usually don't know.
    • Then you separate economics from control, which is the fix almost nobody reaches for.

How it's built

Four rules we don't bend.

These are design constraints, not marketing. Each one costs us something, which is roughly how you tell the difference.

We never take a side

Every finding states what each person said, why it tends to matter, and what to discuss. It never says who is right. A tool that picks a winner stops being usable by the person it rules against, which is half of everyone using it.

The free part shows no numbers

Not a pricing tactic. Show a partnership a percentage and they stop examining their assumptions and start negotiating against the figure. The assumptions have to come first or the number decides the conversation.

Nobody sees anything early

You answer alone and so do they. Nothing is shared until everyone has finished. If one person reads the other's answers first, what comes back isn't their view — it's a reaction to someone else's.

No answer is generated by a model

Every number traces to a stated formula and inputs you supplied. People accept an outcome they don't like when they can follow how it was reached. A system that emits a percentage and can't show its working destroys exactly that.

What we won't do, and why

Questions

The ones people actually ask.

It's the most common worry and the reason the invitation is written the way it is. It leads with checking you're picturing the same thing, not with dividing anything up. There's also a version that puts the reason on you rather than them — some people find it easier to say 'I've been burned before, so I do this every time' than to explain why they're asking.

It takes about forty minutes, and it's easier now than it will ever be again.

Send it to your partner. You both answer alone. Nobody sees anything until you're both done.